What to Do After a Federal Layoff

A federal layoff, known as a Reduction in Force (RIF), can be a sudden and unsettling experience. In an instant, your focus shifts from your work to managing paperwork, benefits choices, and planning your next career steps. This guide provides federal employees with clear instructions on how to safeguard their benefits, utilize rehiring opportunities, and confidently navigate the path ahead.

1. Understand Your RIF Notice

• Check effective date and notice period

• Review bumping and reassignment rights

• Know your appeal deadlines and procedures

Understanding your rights ensures you take the correct next steps and don’t miss critical opportunities.

2. Filing for Unemployment Benefits

• Contact your state unemployment office promptly.

• Provide SF-50 and separation documents to verify federal employment.

• Confirm how federal pensions affect eligibility.

Filing early helps prevent gaps in your income.

3. Review Your Federal Benefits

• Thrift Savings Plan (TSP): Decide whether to leave, roll over, or withdraw funds.

• Health Insurance (FEHB): Consider COBRA or continuation coverage.

• Life Insurance (FEGLI): Explore conversion or continuation options.

• Retirement (FERS/CSRS): Check vesting and eligibility for retirement benefits.

Stay on top of deadlines to avoid losing coverage.

4. Use Priority Placement Programs

• CTAP and ICTAP: Priority consideration for federal vacancies.

• Agency-specific rehire programs: Ask HR for internal posting opportunities.

Early engagement increases your chances of reemployment in federal service.

5. Organize Separation Documents

Keep key records handy:

• SF-50 (Personnel Action Notification)

• Final Leave and Earnings Statement (LES)

• RIF notice or separation letter

These documents are crucial for benefits, unemployment claims, and job applications.

6. Update Resume and USAJOBS Profile

• Highlight recent projects, skills, and achievements.

• Update your USAJOBS profile for federal applications.

• Prepare for federal interviews with practice questions.

A polished resume accelerates your next job search.

7. Explore Careers Inside and Outside Government

• Apply for federal positions via USAJOBS.

• Use transferable skills for private sector opportunities.

• Network with colleagues, professional associations, and LinkedIn connections.

Diversifying options maximizes your chances of finding the right fit.

8. Strengthen Your Finances

• Review expenses and reduce non-essential spending.

• Use emergency savings carefully.

• Consider consulting a financial advisor to plan unemployment benefits efficiently.

A solid financial plan reduces stress during the transition.

9. Protect Your Mental Health

• Use employee assistance programs (EAP) or counseling.

• Discuss challenges with family or trusted friends.

• Maintain routine and self-care to support mental resilience.

Strong mental health helps you stay focused on career and financial planning.

A federal layoff can be challenging

Knowing your rights, utilizing federal rehiring programs, and taking proactive measures will help you manage the transition effectively. Early action, safeguarding your benefits, and strategic planning are key to restoring stability and confidently advancing to your next career opportunity.