Terms of Service
By using GovernmentLayoff.com (the “Site”), joining our community, downloading any resources, or subscribing to our newsletter, you agree to these Terms of Service.
1. Acceptance of Terms
These Terms are a binding agreement between you and Government Layoff Resource Guide (“we,” “us,” or “the Site”). If you do not agree, you must stop using the Site immediately.
2. Changes to Terms
We may update these Terms at any time. The new version will be posted here with an updated date. Continued use of the Site after changes means you accept the new Terms.
3. Use of the Site
You may use the Site only for lawful, personal, non-commercial purposes. You agree not to:
Copy, distribute, or modify any content without our written permission (except free downloadable tools explicitly marked for personal use)
Use bots, scrapers, or automated tools to access the Site
Post illegal, harassing, defamatory, or abusive content in the community
Impersonate anyone or misrepresent your affiliation with any person or entity
Attempt to interfere with the Site’s operation or security
4. We are not a lender
Important Disclosures: This website does not constitute an offer or solicitation to lend. The operator of this website is NOT A LENDER, does not make loan or credit decisions, and does not broker loans. The operator of this website is not an agent or representative of any lender. We are a lead generator. This website's aim is to provide lenders with information about prospective consumer borrowers. We are compensated by lenders for this service. Information about loans: Not all lenders can provide loan amounts up to the maximum that is advertised. The maximum amount you may borrow from any lender is determined by the lender based on its own policies, which can vary, and on your creditworthiness. The time to receive loan proceeds varies among lenders, and in some circumstances faxing of loan request form materials and other documents may be required. Submitting your information online does not guarantee that you will be approved for a loan. Every lender has its own terms and conditions and renewal policy, which may differ from lender to lender. You should review your lender's terms and renewal policy before signing the loan agreement. Late payments of loans may result in additional fees or collection activities, or both. By using this website or services, you represent and warrant that you are at least 18 years old, that you are a resident of the United States, and that you are not a resident of any state where the loan you are applying for is illegal.
5. Affiliate Links & Advertising
Some links are affiliate links. We may earn commissions if you click them and make a purchase. This does not affect our editorial content or recommendations.
6. Intellectual Property
All original content, guides, calculators, templates, and designs on this Site are owned by us or our licensors. You may use free downloadable resources for your personal job-search needs only. Commercial use or redistribution is prohibited without written permission.
7. No Professional Advice
The information provided is for general informational purposes only. It is not legal, financial, tax, or career advice. Consult qualified professionals for your specific situation. We are not responsible for decisions you make based on our content.
8. Disclaimer of Warranties
The Site and all content are provided “AS IS” without warranties of any kind. We do not guarantee accuracy, completeness, or that the Site will be uninterrupted or error-free.
9. Limitation of Liability
To the fullest extent allowed by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Site—even if we’ve been advised of the possibility.
10. Indemnification
You agree to indemnify and hold us harmless from any claims arising from your violation of these Terms or your use of the Site. By using this website or services, you represent and warrant that you are at least 18 years old.
11. Termination
We may suspend or terminate your access at any time, for any reason, without notice.